Landlords – Permission to Rent

Landlords – Permission to Rent

“Landlords – do you have permission to rent?”

Attention Landlords!  We really wanted to grab your attention to ask whether you have permission to rent out your property:

Have you read the terms of your mortgage and lease?

Do the terms of your mortgage and lease  give permission to sublet, or rent out, your flat or property? A Professional Letting Agent will ask for confirmation that you have written consent to let.

Before finding your tenants…

Your Landlord duties are varied and you need to get working on these well before renting out your property.

Do you have permission to rent…

Landlords, first make sure you have permission to rent out your property from:

  • Your Mortgagee  If you do not own your property outright (i.e. if you have a mortgage) then, as mortgagor, you will need permission from your lender to rent your property out.  You also need to go through the mortgage terms to check for conditions about letting.
  • Leaseholders        If you own your property ‘leasehold’ (with or without a mortgage), then you may need permission from the Freeholder to let the property.  The Freeholder might give consent with conditions, e.g. as  a limit on the amount of time you can let it for.  You’ll have to make sure any conditions are properly included in the contract you agree with your tenant.

We hear some hair-raising stories of tenants subletting property too, privately and via Airbnb .  But that’s another story…

For professional advice, contact Callaways’ ARLA Propertymark qualified Lettings team, headed by James Duffy,  MARLA MIRPM MNAEA, on 01273-735237 or